Home Improvement Loans

 We offer access to financial resources and renovation loans to help you make the most of your home.  For less than most car payments, you could be living in a home that better suits your lifestyle and potentially increases your resale value! 

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Financing Options

We offer access to financial resources and renovation loans to help you make the most of your home

If you are considering major home renovations, you may be looking at a big financial expense and wondering how you can afford it? Many homeowners delay renovations and some folks never enjoy the home that they dreamed of!   But why wait?


Why not enjoy living in an updated home now?Often, the home improvements you are considering will increase your resale value and provide you a more rewarding living experience for years to come!  We offer access to special home improvement loan programs that allow you to finance your remodeling costs and make your home improvement dreams possible today!


Financing home renovations has never been easier!  Special financing programs are now available for renovations, remodeling, and home improvement projects!  These programs provide several important benefits:

  1. Financing for larger home improvement projects at a low fixed interest rate.
  2. Financing, bundled in with your mortgage, so there is only one payment.
  3. Unlike the old HELOCs, these programs offer FIXED rates, so that your payment doesn’t change as interest rates rise.
  4. No current equity needed!
  5. Loan can be based on the value of the home, after improvements are made!
  6. In most cases, you can remodel with no cash out of pocket!


With today’s interest rates changing daily, there is no better time to act!   Contact us today to schedule a call or conversation!   Ready to get pre-qualified?   Contact David Ratti, our go-to loan specialist, for more details!


Or, contact us for a free remodeling consultation in the Greater Baltimore metro area. 

Find Out More

Contact Our Strategic Lending Partner:


David Ratti, Loan Officer NMLS 532652 

Direct: 410-707-5825 

Email:  DRatti@EnvoyMortgage.com

www.RattiLending.com

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